WOLLETTEPAY · PAY BY BANK
Card-like simplicity for the customer. Account-to-account economics for the enterprise.
Every card transaction carries layers of cost from interchange and scheme fees to acquirer fees.
Individually, those costs are small. Across larger payment volume, they add up quickly.

Other technologies can avoid card fees, but at the expense of the customer experience. Transactions can require up to five steps, adding friction at checkout.

WollettePay gives customers a card-like one-tap experience on top of an account-to-account payment rail.
Payments complete at sub-second speed, keeping the payment moment fast and familiar.
Same simplicity at checkout. Different economics underneath.

WollettePay’s account-to-account rail avoids the layers of fees built into card payments, reducing the cost of acceptance. Spend less on processing and keep more from each sale.
Receive funds the same day, including weekends. Pay suppliers, cover costs and keep your business moving with less money waiting for settlement.
A simpler payment experience gives customers fewer reasons to abandon a purchase. WollettePay makes paying a familiar, one-tap action, reducing the steps between choosing and completing a purchase.
Embed payments in your branded checkout, with control over the interface and how customers interact with your business.
At enterprise scale, even a small reduction in payment costs can deliver substantial annual savings.
The more volume you move through WollettePay, the more powerful the economics become.

Bring WollettePay into the way your customers already buy. Keep your app, brand and checkout journey at the centre.
Add WollettePay to your app seamlessly
Easily embed in-person and online payments into your existing customer journey through the WollettePay SDK, whether you’re introducing payments for the first time or adding another way to pay. Keep your existing app experience while giving customers a simpler way to pay.
Improve the journey on your terms
Use WollettePay to build the payment experience that works for your business. Bring payments into the moments that matter, with control over your brand, interface and how customers move through checkout.
Use WollettePay simply as a better way to pay or choose to build more on the same rail.
Turn one payment into an ongoing relationship
Use the same rail to support automatic top-ups, recurring payments and other permission-based money movements, so customers don’t have to restart the payment journey every time.
Create more reasons for customers to stay with you
Use the same infrastructure to support stored value, loyalty balances, gift cards and other propositions that deepen the customer relationship.
Create new routes to revenue
With WollettePay you can easily bring payments across online, in-app and in-person journeys, giving customers more ways to pay.
Security you can rely on. Built in from the start.
WollettePay is designed to be secure by default with institutional-grade security, combining multi-modal security, advanced encryption, strong customer authentication and transaction monitoring.
Less fraud risk. No extra layer to manage.
By leveraging Open Banking, WollettePay benefits from strong customer authentication and removes the need to expose static card credentials, helping reduce fraud risk without adding more systems for your team to manage.
Today, WollettePay removes friction from the checkout.
Tomorrow, its permission-based architecture can power agentic commerce.
WollettePay creates the exact foundation for future forms of automated commerce, where trusted software can transact within limits already set by the customer.
